Automated Permit Validation for Real Estate Lenders & UnderwritersGet complete property permit history, compliance status, and risk assessment in minutes, not days.
Reduce riskAccelerate approvalsEnsure complianceWhy permit validation matters for lenders
The hidden risks of unpermitted work
Legal liability
Face stop-work orders, fines, and forced demolition.
Safety Concerns
Unpermitted electrical, plumbing, and structural work poses serious safety risks.
Insurance Issues
Unpermitted work may void homeowner's insurance coverage.
Resale Problems
Code violations can prevent property transfers and reduce market value.
The cost of manual permit research
Time-Consuming
Multiple phone calls to municipal offices.
Error-Prone
Inconsistent records across jurisdictions.
Incomplete Data
Missing or partial permit documentation.
Causes Delays
Slows down loan processing and closing.
Automated Permit Validation Solution
Complete property permit intelligence
Comprehensive reports that provide everything you need for informed lending decisions.
Permit status overview
Total permits issued for the propertyActive permits requiring inspectionsApproved and completed permitsExpired or cancelled permitsConstruction & details
Building permits (new construction, additions, renovations)Electrical permits and contractor informationPlumbing permits and compliance statusHVAC permits and system specificationsFoundation, framing, and structural permitsFire protection and safety systemsFinancial & fee information
Total construction costs declaredPermit fees paid by categoryOutstanding fee obligationsProject valuation dataContractor verification
Licensed contractor informationBusiness registration detailsContact information and addressesLicense numbers and categoriesSample Report
What you'll receive
The sample report makes complex data simple. Instantly see a property's complete permit profile in a clean, standardized format.
Property Overview
Address, Parcel Number, Jurisdiction.
Permit Summary
Total Permits, Active Inspections, Construction Value
Compliance Flags
Active permits or issues requiring attention
Permit Summary
Square Footage, Bedrooms, Bathrooms, and Electrical Services, Roof Type, Water/Sewer: Flood Zone and Risk
Who uses this permit validation service
Trusted by financial institutions and investors to mitigate risk and improve due diligence.
Mortgage Lenders
Verify property improvements and assess collateral value accurately.
Commercial Banks
Ensure compliance for construction and development loans.
Credit Unions
Protect member investments with thorough permit validation.
Private Lenders
Make informed decisions on hard money and bridge loans.
Underwriters
Streamline risk assessment with comprehensive permit data.
Real Estate Investors
Evaluate properties for fix-and-flip and rental investments.
Built for Lenders & Underwriters
Gain a competitive edge with faster, more reliable due diligence.
Risk Mitigation
Identify unpermitted work before funding, verify contractor licensing, and assess construction quality to protect your collateral.
Faster Processing
Eliminate research delays with instant, automated reports from over 3,000 jurisdictions in a standardized, easy-to-analyze format.
Comprehensive coverage
Access historical and current permit records from municipal, city, and county databases nationwide for any property type.
Significant Cost Savings
Eliminate manual research time, reduce staff overhead, and prevent costly post-funding surprises to lower due diligence expenses.
Frequently Asked Questions
Getting Started
Request Your Sample Report
Contact us today to receive a complimentary permit validation report for any property address. See firsthand how the service can enhance your lending due diligence process.
Implementation Support
The team provides full integration support, training, and ongoing technical assistance to ensure seamless adoption of the permit validation service.
Flexible Pricing Options
Per-report pricing for occasional use, volume discounts for high-volume lenders, monthly subscriptions for regular users, and enterprise licensing for large institutions.
Technical Specifications
Report Formats
PDF reports for documentationXML/JSON data feeds for system integrationExcel exports for analysisAPI access for real-time queriesData Sources
Municipal building departmentsCounty permit officesState licensing boardsContractor registration databasesSecurity & Compliance
SOC 2 Type II certified data handlingGDPR and privacy law complianceEncrypted data transmissionSecure cloud infrastructureReady to eliminate permit validation headaches?
Transform your property due diligence process with automated permit validation that delivers the comprehensive data you need to make confident lending decisions.