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Home loans comparison

Compare loans

Are you ready to take on your home remodeling project? Compare different types of loans to find the best loan for your home renovation projects. Kukun partnered with trusted lenders to help you find the perfect loan.

Interest Rate

Adjustable – will
change periodically

Fixed–will not change

Fixed – will not change


Monthly Payments

Payment changes when interest
rates changeMonthly interest-only
payments during draw

Fixed for life of loan Full
principal and interest
payment monthly

Fixed for life of loan Full
principal and interest payment
monthly


Term (length of loan)

Available terms between 10
years and 30 years

Available terms between
2 years and 7 years

Available terms between 10
years and 30 years


Min & Max Loan Amount

$5,000 to $500,000

$2,500 to $100,000

$5,000 to $500,000


Borrower Qualifications

Requires good credit, good
income and low debt-to-income
ratios

Requires excellent
credit,good income and
low debt-to-income
ratios

Requires good credit, good
income, and low debt-to-income
ratios


Closing Costs and Fees

Lower cost and fees than
conventional and FHA
loans Depending on LTV, may only
require limited appraisal
May have balloon payments and
annual maintenance fees

No fees or very low fees
No appraisal needed May
have early termination
fee in first 12 months

Lower cost and fees than
conventional and FHA loans
Depending on LTV, may
only require limited appraisal
No prepayment fees or balloon
payments


Application, Timeframe and Availability

Limited application 30 days or less
Available through most banks
and credit unions

Short online application
3–5 days Limited
sources

Limited application 30
days or less Available
through most banks and credit unions